Online Funding With Same Day Cash Title Loans In Los Angeles

For many people in Los Angeles, car title loans can be a popular choice for short-term financing. These vehicle equity loans are quick and hassle free to get, and they can be used for a variety of purposes. Best of all, online title loans can be approved even for those with bad credit.

Car Title Loans In Los Angeles

With a title loan, you can borrow up to 65% of the value of your car. The amount you can borrow depends on the car’s current resale value in Los Angeles and your ability to repay the loan. Online title loans in LA are known to have high interest rates, but they can still be cheaper than other forms of financing, such as payday loans. These loans also have shorter repayment terms than most bank loans, so you won’t be stuck making payments for years. The average payment term is estimated to be between 6 months and 2 years and many will pay off the loan quicker by making extra payments on a monthly basis

Risks Of Auto Title Loans & Other Lending Options In Los Angeles

Of course, auto title loans are not without their risks. If you default on your loan, you could lose your car. That’s why it’s important to make sure you can afford the monthly payments before taking out a title loan. But if you use title loans responsibly, they can be a great way to get the cash you need when you need it because most people can’t qualify for other low interest loans.

If you have good credit or don’t want to put up your vehicle as collateral for a loan then you may want to look into other lending options in the City of Angels besides a title loan. These can include installment loans where you borrow a larger amount of money and rely on your good credit score or cosigner to qualify. With an installment loan, you can get lower interest rates and longer repayment terms than you would with a title loan.

Personal loans from a bank or credit union are another option for those with good credit scores in Los Angeles. These loans can be used for anything from debt consolidation to home improvement projects. And like title loans, they come with shorter repayment terms than traditional bank loans.

Car Title Loans For People In Los Angeles With Bad Credit

Study after study shows that it’s hard to get by in Southern California when you have bad credit. Finance lenders won’t even take your application if you can’t provide a good credit score and it doesn’t help that the cost of living in LA is nearing an all time high! That’s why many turn to bad credit title loans when they can’t get cash with normal loan offers. Lenders will allow people with bad credit to apply because they’re using the title to their car or truck as collateral. And since the title loan is secured by the pink slip’s value, it’s easier to qualify for than an unsecured personal loan.

Do Vehicle Title Loan Lenders Offer In Person Funding In Los Angeles

We all know how easy it is to apply for online title loans in Los Angeles, CA. You can start by applying directly through or site and you also have the option of calling us directly to get your application started. But what if you prefer to apply directly with a local lender in LA? No problem! There are title loan stores near you all throughout Southern California, from Pasadena to Long Beach. Just enter your zip code online to find the nearest location. Applying in person is quick and easy, and you can even get your cash on the same day you apply!

How Does The Vehicle Inspection Work With Title Loans In LA

Nearly all lenders that you apply with will have some type of qualification requirement that involves having your vehicle inspected. The reason for this is to ensure that the vehicle is worth at least what you are borrowing, and sometimes more. Most companies will have a licensed inspector come out to wherever your vehicle is located, which is typically at your home or workplace. The inspection itself only takes a few minutes, and once it’s completed you’ll know exactly how much money you’re eligible to borrow from title loans in Los Angeles!

Can I Keep My Vehicle After Approval For A Los Angeles Title Loan

Don’t worry about losing your car or having to hand it over to a lender after you get your cash from a title loan! Licensed finance companies in California will use your car’s title as security or “collateral” for the amount financed and you can continue to drive the vehicle as you wish. The only risk of losing your car comes up if you default or become delinquent on the loan and your lender is forced to repossess the vehicle to recoup their losses. The first step is to contact your lender if it ever gets to the point where you face the risk of losing your vehicle and understand you do have some protections as a debtor based on the LA County Codes & Ordinances. But as long as you make your title loan payments on time, you’ll never have to worry about losing your car and there will be no need to stay on top of the title loan repossession laws!

How Quickly Can I Get A Car Title Loan In Los Angeles

One of the best things about title loans in Los Angeles is that they’re incredibly fast and easy to get! You can get approved and have your cash in hand within 24 hours or less. You may even be able to get your money on the same day after first speaking to a loan underwriter! The process is simple: just fill out our online application or give us a call, then bring your car in for a quick inspection so we can determine how much it’s worth. After that, all you need to do is sign your loan agreement and collect your cash for title loans with no proof of income! Funding amounts can go all the way up to 10k in Los Angeles so contact us today to see exactly what amount of money you can borrow!