Privacy Policy - Car Title Loans 123

This Privacy Policy outlines the types of personal information that Car Title Loans 123 ("we," "our," or "Company") may collect, use, maintain, and disclose in the course of our interactions with you through our website and related services ("Platforms"). It also details the security measures we implement to safeguard your information and the conditions under which we may share your data with third parties.

 

Definition of Personal Information

"Personal Information" refers to data that identifies, relates to, describes, or can be reasonably associated with a specific consumer or household.

This Privacy Policy applies to all visitors, prospective customers, current customers, and former customers ("you"). Our primary function is to connect you with lenders and financial service providers ("Lenders") who offer financial products and loan offers that may interest you. To facilitate this process, we collaborate with companies that collect inquiries and share them with us, as well as with other third-party companies that help connect you to additional financial services and offers (collectively, "Partners").

 

Personal Information We Collect

We collect Personal Information primarily from you or our Partners when you express interest in financial products via our website, phone, or other means. The categories of Personal Information we may collect include:

Contact Information: Name, phone number, email, postal address. Collected directly from you or our Partners.
Identifying Information: Data submitted when requesting financial products and lending offers. Collected from you or our Partners.
Financial Information: Income, assets, and vehicle details. Collected from you or our Partners.
Employment Information: Source of income, salary, employer details. Collected from you or our Partners.
Demographic Information: Age, date of birth. Collected from you or our Partners.
Audio Information: Recordings of conversations with Company or Partners regarding financial inquiries.
Commercial Information: Interest in financial products and Lender interactions.
Internet/Network Activity: Website interactions, browsing data, IP address. Collected via cookies and tracking technologies.

We retain Personal Information for as long as necessary to fulfill business purposes, including connecting you with Lenders and processing financial service requests.

 

Why We Collect Personal Information

We collect and disclose Personal Information for the following purposes:
To verify your identity and assess eligibility for financial products.
To facilitate loan connections and financial service requests.
To communicate with you about inquiries and relevant financial services.
To develop and improve our website, services, and customer experience.
To comply with legal and regulatory requirements.
To protect our company’s interests and the security of our Platforms.

 

Sharing of Personal Information

We may disclose Personal Information as follows:

With Lenders: Banks and financial institutions to connect you with requested services. We may receive compensation from lenders and finance companies for these referrals.
With Affiliated Companies: Assisting in our business operations and financial service facilitation.
With Partners: To match you with additional financial products and services.
With Credit Agencies and Law Enforcement: In accordance with legal requirements or investigative procedures.
With Legal Consultants and Business Advisors: For the protection of our rights and interests.
With Service Providers: Third-party companies assisting in website operations, analytics, and advertising.
During Business Transactions: If our company undergoes a merger, asset transfer, bankruptcy, or other corporate transaction.

 
Your Rights and Choices

Depending on applicable laws, you may have rights regarding your Personal Information, including:

Accessing or requesting copies of the information we hold about you.
Requesting corrections or deletion of your data.
Opting out of certain data-sharing practices.
Restricting the processing of your Personal Information.

To exercise any of these rights or to inquire further about our data practices, please contact us.

 
Google Ads

Our website uses Google Ads to promote our products and services to a broader audience. As part of our commitment to transparency and your privacy, we want to inform you about how Google Ads interacts with your data when you visit our site.

Data Collection and Usage

When you visit our website, Google Ads may collect certain information about your visit, such as the pages you view and your interactions with our site. This data is used to help us better understand our audience and to optimize our advertising efforts. We do not collect any personally identifiable information (PII) through Google Ads without your consent.

Cookies and Tracking Technologies

Google Ads uses cookies and other tracking technologies to deliver ads relevant to your interests. Cookies may be stored on your device to remember your preferences and help us show you ads tailored to your needs. You can manage your cookie preferences through your browser settings at any time.

Ad Personalization

Google Ads lets us show personalized ads based on your past interactions with our website. This means you may see ads for our products or services on other websites that are part of Google’s advertising network. This practice helps ensure that the ads you see are relevant to your interests.

Opting Out of Personalized Ads

If you prefer not to receive personalized ads, you can opt out of this feature through Google’s Ads Settings. Additionally, you can use your browser settings to block cookies or adjust your preferences for how cookies are used on your device.

We are dedicated to protecting your privacy and providing clear options for managing your data and advertising preferences. Please contact us if you have any questions or concerns about how Car Title Loans 123 uses Google Ads.

 
California Online Privacy Protection Act

CalOPPA is the first state law in the nation to require commercial websites and online services to post a privacy policy. The law's reach stretches well beyond California to require a person or company in the United States (and conceivably the world) that operates websites collecting personally identifiable information from California consumers to post a conspicuous privacy policy on its website stating exactly the data being collected and those individuals with whom it is being shared and to comply with this policy. - See more at: http://consumercal.org/california-online-privacy-protection-act-caloppa/#sthash.0FdRbT51.dpuf

According to CalOPPA we agree to the following:
Users can visit our site anonymously. Once this privacy policy is created, we will add a link to it on our home page or as a minimum on the first significant page after entering our website. Our Privacy Policy link includes the word 'Privacy' and can be easily be found on the page specified above.

Users will be notified of any privacy policy changes:
• On our Privacy Policy Page
Users can change their personal information:
• By logging into their account

How does our site handle not tracking signals?
We honor do not track signals or track, plant cookies, or use advertising when a Do Not Track (DNT) browser mechanism is in place.

Does our site allow third-party behavioral tracking?
It's also important to note that we allow third-party behavioral tracking.

 

COPPA (Children Online Privacy Protection Act)

When collecting personal information from children under 13, the Children's Online Privacy Protection Act (COPPA) puts parents in control. The Federal Trade Commission, the nation's consumer protection agency, enforces the COPPA Rule, which spells out what operators of websites and online services must do to protect children's privacy and safety online.

We do not specifically market to children under 13.

 

Fair Information Practices

The Fair Information Practices Principles form the backbone of privacy law in the United States. The concepts they include have played a significant role in developing data protection laws around the globe. Understanding the Fair Information Practice Principles and how they should be implemented is critical to complying with the various privacy laws that protect personal information.

To be in line with Fair Information Practices, we will take the following responsive action should a data breach occur:
We will notify the users via in-site notification
• Within seven business days

We also agree to the Individual Redress Principle, which requires that individuals have a right to pursue legally enforceable rights against data collectors and processors who fail to adhere to the law. This principle requires not only that individuals have enforceable rights against data users, but also that individuals have recourse to courts or government agencies to investigate and/or prosecute non-compliance by data processors.

 

Your continued use of our website will be regarded as an acceptance of our practices around privacy and personal information. Feel free to contact us if you have any questions about how we handle user data and personal information.

 

Email: support@cartitleloans123.com
Phone: 844-567-5011

This privacy policy is effective as of January 30, 2025