Car Title Loans 123 Offers Big Rig Title Loans!

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What Is My Truck Worth?

How Much Cash Can I Get With A Truck Title Loan?

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Commercial Truck Title Loans

Do you own a paid off semi truck and need cash for a financial emergency? Here at Car Title Loans 123, we can help you get a same day title loan using a lien free semi truck as collateral. Title loans are a great way to get quick cash, and they come with minimal credit checks, competitive rates, and reasonable repayment terms. Best of all, you can borrow significant money by tapping into your rig's equity, and you don't hand over the truck to your lender. Instead, your lender is added as a lienholder on the truck's title. The truck is security for the funded loan, and you pick up the loan proceeds in one business day!

Loan amounts for a commercial truck title loan can approach $25,000, and all types of trucks qualify. That includes semi trucks, flatbeds, work trucks, and even construction vehicles! Take a few minutes to see how the approval process works, what's required and learn more about how these truck title loans work!


Apply Online For A Semi Truck Title Loan

To get started, we must determine the semi truck's value. Its make, model, year, and condition determine its current resale value and your estimated loan amount. We'll also consider any upgrades you may have made, such as customizations or accessories that can add more value to the vehicle.

We'll need some basic information from you to process your application quickly. This includes proof of insurance, truck registration documents, and other employment and contact information. Even though we offer title loans with no proof of income verification, these loans aren't suitable for big rigs as the lending amounts are too high. After we get you an initial quote, we'll then underwrite the loan details and schedule a time to inspect the vehicle and have you sign the lending contract. From start to finish, it takes less than 24 hours to get your cash, and Car Title Loans 123 will work to get you the highest amount possible!


Benefits Of Semi Truck Title Loans

In addition to providing fast cash, other benefits come with getting money for the equity in your big rig:

• Reasonable APR - Your big rig's equity is the collateral, not your credit history. That means your rates may be lower than those of a typical unsecured loan.

• No traditional credit check - There is no need to worry about being denied due to bad credit or a lack of history. Your truck is the security for a title loan, not your credit score!

• Significant loan amounts - Commercial trucks often have high resale values and you can tap into significant equity with a semi truck title loan. Funding amounts can range from $2,500 to $25,000 with truck title loans.

• Quick approval process – Car Title Loans 123 can get your pre-approved with a local little loan company in less than an hour. There's a good chance your loan will be funded in less than one business day.

• Flexible repayment terms – We'll find a repayment plan that works for everyone. Any company offering a title loan online direct deposit can provide payment terms of 2-4 years.

Car Title Loans 123 makes getting cash for your big rig easy. There's little paperwork required, and your loan can be funded in 24 hours! We work nationwide with commercial truck title lenders to provide the best terms and rates. Plus, we'll ensure no hidden fees or surprise charges when processing your loan.


Employees discussing their fleet of trucks


Interest Rates For Semi Truck Title Loans

When taking out a semi truck title loan, it's essential to understand the fees and interest rates.  Your quote is determined by the lending requirements in your state of residence and the total equity available as collateral from your commercial truck.

The APR for a big rig title loan can approach 30% every month and most loans will have interest rates that start at 35%. Because the loan is secured by collateral, lenders can offer more affordable interest rates for borrowers. But even with these rates being lower, they're still higher than what's typical from a bank lender.


Once You're Approved For A Truck Title Loan - What Happens Next?

Once approved for a truck title loan, a few things must happen to complete the loan process. First, you must complete the truck inspection, which often takes a few hours as the lender must confirm the truck is in working order with no significant damage.

Remember that with a truck title loan, your vehicle is being used as collateral for the loan. That means you have to sign over the truck's title to the lender and add them as a lienholder. You'll keep driving the truck, and your lender holds the pink slip as collateral.


Car Title Loans 123 Now Offers Access To Online Semi Truck Title Loans!

Are you comfortable with how a semi truck title loan works and ready to start? Car Title Loans 123 has you covered! We offer competitive rates and terms with no hidden fees.

We provide access to truck title loans, and most applicants can qualify for same-day funding of $4,000 or more! Apply online with Car Title Loans 123 or call us at 844-567-5011.