Fresno has long been known as a city that appreciates the beauty of automobiles. The many car dealerships and vehicle financing lenders in the area prove that cars are essential to local residents’ lifestyles, and what’s more, they’re major investments. That’s why applying for car title loans may make sense when you need fast cash.
Auto title loans are a great solution for Fresno residents who want flexibility with their financing options without tarnishing their credit or dealing with strict requirements and rigid terms. You don’t have to put your car up as collateral because your car itself is used as security for your loan instead. With an auto title, you can borrow between $2,600 and $15,000 with ease – all while keeping full possession of your vehicle! Instead of giving your lender the keys to your car, you can simply give them your car’s pink slip, which will serve as collateral.
If you’re considering applying for an online title loan in Fresno, you might have some questions about the process. Here are a few of the basics about what’s required when you first apply with Car Title Loans 123:
– You need to be the registered owner of your vehicle. This is a critical requirement with any lender in California. Instead of checking your FICO score, an equity lender wants to see that you have paid off the car with value, which serves as collateral. The car’s title can’t show anyone else as the registered owner, and you must provide a clear and clean vehicle title.
-Your car should be in good condition and have minimal damage. The more value you have in your vehicle, the more cash you’ll get from a collateral loan. The lender will get an appraisal of your car as part of the title loan process, so you want them to avoid seeing any major dents or scratches when they check it out. This helps ensure that your application gets approved! On average, a title loan company in Fresno will offer 40-60% of the car’s value in the form of a loan. Shop around for better payment terms and loan amounts if necessary.
– You’ll also need a photo ID (driver’s license, state driver’s license, passport, military ID card) and proof of permanent residency (utility bill). A recent pay stub is helpful, too, to verify that you meet the eligibility requirements. Some companies may also ask for references from previous lenders or friends and family.
Of course, you can always apply for an online title loan, but what if you prefer working with a local title lending place in Fresno? In that case, you can apply with a local auto title loan company in Fresno, CA, and be sure that you’ll get the same great service as if you applied online.
Local lenders are typically friendly and professional, offering some of the best rates on auto title loans in California. A local lender may even have more options to offer than an online lender when it comes to credit requirements or custom-tailored payments based on your needs. When it comes time to apply for a car equity loan, don’t hesitate to check out what local lenders can offer!
If you’re looking for an auto title loan in Fresno, contact us at Car Title Loans 123 today! We’re experts in title loans, and we want to help you get approved for easy financing quickly so that you can pay for emergency expenses or make a large purchase with ease. Let us help you get access to the cash that you need so that you can pay for what’s important in your life – and keep your car too! Apply today to learn more.
If you have bad credit in Fresno, it may seem like there aren’t many options available to you. After all, unsecured loans and installment loans are usually known for being used by people with good credit. However, this doesn’t mean that bad-credit borrowers don’t have any source of financing – it just means that they need to apply at a different type of lender than what most first think of! That’s why a title loan is great for someone who’s already been turned down for traditional financing options. Secured lenders aren’t overly concerned with your FICO score and instead focus on the amount of equity you can bring to the table.
Bad credit title loans are secured against your vehicle’s pink slip, so lenders can offer them with minimal requirements even if you’re short on cash. With an online title loan company such as ours here at Car Title Loans 123, we’ll be able to check out the value of your vehicle and let you know how much you can borrow with a local lender in Fresno.
You can always apply for refinancing to help save money and hassle when you have a title loan that’s costing more than it should. This involves extending the term of the loan so that you can have lower payments with the same amount due each month. Sometimes it’s possible to get lower interest rates or different payment options in Fresno – but this depends on which company you choose to go through as well as your individual situation. At Car Title Loans 123, we work hard to offer our clients more favorable terms under some circumstances as all online title loans are not created equal! We believe in being clear about fees and will let you know how much equity is available in your vehicle.
If you think that refinancing might be right for you, ask us about it to see if we can help to lower the APR or terms of your existing loan. We may also offer a title loan buyout with a lender near you in Fresno. With a buyout, that company will take over the existing loan and give you a fresh start with a new loan amount and new payment terms.
Are you ready to get started with an online title loan in Fresno? Here at Car Title Loans 123, we’re here to help you get the money that you need fast! We have a network of lenders and providers in California so that we can connect you with the right financing option for your needs. You deserve quick service, no-hassle approvals, and great customer care – at Car Title Loans 123, we make this happen every day! Call us anytime during normal business hours at 844-567-5011 and we’ll get started with an online lending application!