Get A Car Title Loan In Texas

There are plenty of options for getting a short term loan in Texas, but most require a lengthy credit check, and you can often only borrow a few hundred dollars. That's where Car Title Loans 123 can help, as we now provide access to title loans for anyone with a lien-free vehicle.

These car title loans are easy to qualify for, and there's a chance you can be approved and funded in less than 24 hours! Most cars and trucks that are paid off can qualify, and you can borrow $1,000 or more with just your vehicle's equity. Apply with Car Title Loans 123 online or over the phone at 844-567-5011 to learn more about how title loans work in TX!

Title Loan Requirements In Texas

To qualify for a title loan in Texas, you must show proof of a car, SUV, or truck that's paid off with a title in your name. In addition, you need to show proof of income with an active checking account where the funds can be deposited. You will also need proof that the vehicle being used as collateral for the loan is yours, and you must have the actual pink slip in your possession to get a title loan in the State Of Texas.

Besides having the necessary documentation for your vehicle, you must also provide a state-issued identification card or driver's license. Some companies will ask for proof of insurance coverage covering your vehicle's replacement cost and proof that your car is registered in Texas.

Should I Apply Online Or With A Local Lender In Texas

Before committing to a specific lender, you should always check out the company, whichever method you choose. You can do this with our help by comparing Texas title loans online. We will match your application information against multiple lenders to find the best deal for you, so apply today! After you have settled on a company, it's entirely your call on how to apply. Sure, there's an option to apply online with Car Title Loans 123, and we work to make the process as quick and straightforward as possible.

You can apply for funding in person at any office in Dallas or Houston. Essentially, any larger city in Texas will have hundreds of lending locations where you can walk in and get cash for your pink slip. Even smaller towns like Amarillo or Lubbock have their fair share of title loan offices where you can get everything done in person, often within one business day.

Can I Get Title Loans In Texas With Bad Credit

It's possible to get approved for a Texas title loan regardless of your credit history! Our lenders understand that sometimes things happen, and you may not have perfect credit. That's why we don't require a credit check when you apply for a title loan in Houston. The same is true if you lived in Dallas and wanted to get cash for your vehicle. Besides that, the most critical factor when underwriting your loan is how much the car is worth. Any secured loan offer will be based on the vehicle value versus your credit history. If you can provide all the necessary documentation and your car is in good condition, you will likely qualify for a loan.

What Happens If I Can't Pay Back My Auto Title Loan In Texas

Auto title loans are secured loans, meaning you have significant collateral in the form of your vehicle attached to your loan. Losing ownership of a car is a considerable risk, and you want to avoid repossession if you miss monthly payments. Texas has laws to protect borrowers if they can't repay their title loan, but there's not much you can do if you default and the vehicle is sold at auction. Work with your title loan company if there's any chance that you'll fall behind on the payments. Companies offering title loans in Austin, Brownsville, and Laredo are subject to additional city codes limiting what they can do after repossessing your vehicle.

How Fast Can I Get Cash With A Vehicle Title Loan In Texas

You can typically get cash for your car title in Texas the same day you apply online or in person. Remember that it takes time to go through our underwriting procedures, so we don't hand out cash immediately with most standard car title loans and vehicle registration loans. All applicants must meet with a local lender and provide some requested documentation before getting approved by the company and receiving their money.

Many lenders in Houston will require proof of insurance and registration on the vehicle, so be prepared when heading over to finalize the application process. Any problems with your paperwork and contract can lead to a delay in getting cash. Some offices in larger metro areas like Dallas and Austin offer on-site notary services, while others require an appointment at a separate location. Luckily, the State of Texas makes getting updated copies of your vehicle registration and title documents easy.

Apply With Car Title Loans 123

Find out what additional steps are needed to get cash with car title loans in Texas beyond applying with us. Contact Car Title Loans 123 at 844-567-5011 or apply online to get started on with your loan!