Car Title Loan In Texas With Same Day Funding

There are plenty of options for getting a short term loan in Texas, but most require a lengthy credit check and you can often only borrow a few hundred dollars. That's where Car Title Loans 123 can help, as we now provide access to title loans for anyone with a lien-free vehicle. A title loan uses a newer paid off car as collateral for a loan that's paid off over 1 to 3 years. You won't have to worry about your FICO score with a title loan, and loan amounts are determined by the value of your vehicle.

These car title loans are easy to qualify for, and there's a chance you can be approved and funded in less than 24 hours! Most lien free cars and trucks qualify, and you can borrow $1,000 or more with just your vehicle's equity. Apply with Car Title Loans 123 online or over the phone at 844-567-5011 to get started on your application for a Texas title loan.

Title Loan Requirements In Texas

To qualify for a title loan in Texas, you must show proof of a car, SUV, or truck that's paid off with a title in your name. Your car's title has to be free of any liens, loans, or other holds that could cause an issue when you add the lender as a lienholder to the vehicle. In addition, you need to show proof of income with an active checking account where the funds can be deposited. You will also need evidence that the vehicle being used as collateral for the loan is yours, and you must have the actual pink slip in your possession to get a title loan in the State Of Texas.

Besides having the necessary documentation for your vehicle, you must also provide a state-issued identification card or driver's license. Some companies will ask for proof of insurance coverage covering your vehicle's replacement cost and evidence that your car is registered in Texas.

Apply Online Or With A Local Title Loan Lender In Texas

Before committing to a specific lender, you should always check out your prospective company to determine if they have the best payoff term, rates, and customer service. You can do this with our help by comparing Texas title loans online. We will match your application information against multiple lenders to find the best deal for you, so apply today to borrow up to $20,000 with a vehicle title loan! After you have settled on a company, it's entirely your call on how to apply. There's always an option to apply online with Car Title Loans 123 or by calling 844-567-5011, and we work to make the underwriting process as quick and straightforward as possible.

You can also apply for funding in person at any office in Dallas or Houston, and many title loan companies have multiple offices throughout the state. Essentially, any larger city in Texas will have hundreds of lending locations where you can walk in and get cash for your pink slip. Even smaller towns like Amarillo or Lubbock have their fair share of retail title loan offices where you can get everything done in person, often within one business day.

The best part about meeting with a local direct lender in person is that you can typically get the inspection done while you sign your loan agreement. There's no need to wait for a lender to verify your vehicle's value based on pictures or videos they can barely see! Instead, bring your car into any Texas title loan office and get it inspected and signed off as collateral within 30 minutes or less.

Car Title Loans In Texas With Bad Credit

Yes, getting approved for a Texas title loan is possible regardless of your credit history! Our lenders understand that sometimes things happen, and you may not have perfect credit or have recently missed a few credit card or personal loan payments. That's why we don't require a credit check when you apply for a title loan in Houston. The same is true if you live in Dallas and want to get cash for your vehicle but worry that your FICO score of 500 will cause your application to be denied.

The most important factor when underwriting your loan is how much the car is worth. Any questions or concerns about your credit score are far down the list of requirements when determining your loan amount and repayment term. Any secured loan offer will be based on the vehicle value versus your credit history. If you can provide all the necessary documentation and your car is in good condition, you will likely qualify for a title loan of at least $2,000 in Texas.

What Happens If I Can't Pay Back My Auto Title Loan In Texas

Auto title loans are secured loans, meaning you have significant collateral in the form of your vehicle attached to your loan. Losing ownership of a car is a considerable risk, and you want to avoid repossession if you miss monthly payments. Texas has laws to protect borrowers if they can't repay their title loan, but there's not much you can do if you default and the vehicle is sold at auction. Work with your title loan company if there's any chance that you'll fall behind on the payments. Companies offering title loans in Austin, Brownsville, and Laredo are subject to additional city codes limiting what they can do after repossessing your vehicle.

How Fast Can I Get Cash With A Vehicle Title Loan In Texas

You can typically get cash for your car title in Texas the same day you apply online or in person. Remember that it takes time to go through our underwriting procedures, so we don't hand out cash immediately with most standard car title loans and vehicle registration loans. All applicants must meet with a local lender and provide some requested documentation before getting approved by the company and receiving their money.

Many lenders in Houston will require proof of insurance and registration on the vehicle, so be prepared when heading over to finalize the application process. Any problems with your paperwork and contract can lead to a delay in getting cash. Some offices in larger metro areas like Dallas and Austin offer on-site notary services, while others require an appointment at a separate location. Luckily, the State of Texas makes it easy to get updated copies of your vehicle registration and title documents.

Apply With Car Title Loans 123

Contact Car Title Loans 123 at 844-567-5011 or apply online to get started on your loan! You can also find out what additional steps are needed to get cash with car title loans in Texas or if you're ready to start submitting your vehicle and income information during the first call. Apply today!