If you’re looking for quick and easy cash with minimal requirements, a title loan in New Hampshire may be the right solution for you. Car title loans are available to borrowers with all types of credit, so you don’t need perfect credit to get approved. And, with online car title loans, you can borrow a larger amount of cash than what’s expected with unsecured loans, often up to $15,000 for well qualified borrowers in NH.
To get started, simply fill out our online application form. Once we have your information, one of the Car Title Loans 123 financing specialists will work with you to determine how much money you can borrow. We’ll also help to create a repayment plan that fits your budget and schedule. Most applicants can apply for a title loan within 15 minutes and the approval process takes less than an hour.
After you receive preliminary approval, any title loan company in New Hampshire will want to verify and inspect the vehicle that’s being used as collateral. For this part of the underwriting the inspection process, you’ll need to bring your vehicle to a local title loan store so it can be inspected for damage and make sure it’s in good working order. The title loan specialist will confirm the value of your vehicle and take some pictures for our records. You can also opt for an inspection at any licensed location in New Hampshire and after that, a lending agent can meet with you to sign the loan docs and hand over your cash!
There are only a few things you’ll need in order to apply for an online title loan in New Hampshire:
• A qualifying vehicle with a clear title in your name – make sure you have no liens and you’re the only owner listed
• Proof of residency in New Hampshire – this can be a utility bill or other mail with your name and address
• Proof of income to show you can repay the car title loan – this can be a pay stub, checking account statement, or other documentation
If you have all of these items, you should be able to apply for a title loan in NH and get approved quickly!
The amount of money you can get with a title loan in New Hampshire will depend on the value of your vehicle and your ability to repay the loan. However, title loans typically range from $500 to $15,000, so you may be able to borrow more than you think! To determine the title loan value of your car you can simply get an online resale quote with any valuation service or check and see how much your car sells for in Manchester or Salem to get an estimate on the current value.
The APR or interest rate will depend on the individual underwriting for your application but expect rates to begin at 45% and they can sometimes go to 200% in NH. Pay off your loan quickly and make early payments that are more than the minimum required. By doing that you can avoid much of the costly interest charges at the back end of the loan contract.
There are many benefits that come with getting a title loan through Car Title Loans 123. Some of these benefits include:
• NO prepayment penalties – pay off your loan early without any fees or extra interest charges!
• Get funded FAST – in as little as 24 hours in some cases for those with all the necessary documentation.
• Keep your car – you can continue to drive your car in New Hampshire while making title loan payments! Compare that to a title pawning company that requires your vehicle as collateral as opposed to just the car’s pink slip.
• Knowledgeable and helpful customer service reps – Many borrowers turn to us when they make little progress with other companies. Don’t waste time trying to get someone on the phone just to apply! We know what you need for auto title loans in New Hampshire and we will work with you to get the funds you need in NH!
Did you know that most people who apply to use our service have bad credit or little to no credit history? Don’t worry if you fear getting denied a title loan in New Hampshire because of your bad credit score or a previous car title loan repossession! We don’t base our title loan decisions on your credit score or history. We use the value of your car, your ability to repay the title loan, and state lending laws to determine how much money we can lend you in New Hampshire!
If you meet the above qualifications and want to apply for a same day vehicle title loan in New Hampshire, simply fill out our online application form or give us a call at 1-888-700-7505 to get started! Or take the time to meet with a licensed lender at locations in Nashua or Manchester, NH! After that, one of our experienced title loan agents will work with you one-on-one to finish up the process and get you the cash you need fast – it’s that easy! So don’t wait any longer, apply now!