Apply For A Car Title Loan In Kansas

At Car Title Loans 123, we know how difficult it can be to stay current on credit card bills and other expenses. You can always take out a payday loan to make ends meet, but those loans come with very high interest rates and are often less than $400.

One option to consider in Kansas is a car title loan. These secured loans use your car's equity as collateral for the loan, and you can typically borrow $3,000 or more. Most customers can pre-qualify with just a paid off car and some income verification!

Applying for a guaranteed title loan online with Car Title Loans 123 in Kansas is simple. We'll take your application online or over the phone, and all we need is your primary vehicle information and proof that you can pay back the loan.

After you submit the form online, you'll be connected with an agent to finalize the information. They'll look to complete your application and determine a funding amount. In most situations, your credit report will not be checked, and you can complete the underwriting and vehicle inspection within a few hours!

Once approved for an online title loan in Kansas, you'll sign the paperwork and collect your cash! Loan amounts range from $1,000 to $15,000 within the state, and most customers with a lien free vehicle can qualify for at least $2,000.

Bad Credit Car Title Loans In Kansas

An auto title loan is one of the most accessible loans to get approved for - even if you have bad credit or can't verify your recent credit history. That's because your vehicle is collateral for the loan, so the lender is at minimal risk. And since most lenders don't even run a detailed credit check, you can be approved regardless of your credit score or history.

At Car Title Loans 123, we work with an extensive network of trusted lenders in Kansas that specialize in approving secured loans for borrowers with bad credit or no credit history! So whether you have awful credit, no credit, or even bankruptcy on your record, we can get you cash within one day.

Requirements For A Title Loan In KS

While many companies can complete the underwriting online, you will likely still need to visit a Kansas lender to inspect your vehicle.

One thing to note. If you don't have the title, you likely won't be approved for an equity or high mileage title loan. The pink slip must be clear of any liens or other loans, and you must have the certified copy in your possession as that's what is used as collateral for the loan. Other documents and items that may be required include:

• Your driver's license - You must be a resident of Kansas to qualify.
• Proof of registration - Your vehicle must be registered with the State of Kansas
• Proof of steady income—Any income works. This includes full-time employment, contract work, or social security income.
• Proof of comprehensive vehicle insurance - Title loans without insurance aren't an option for lenders as there's too much risk if your car is damaged or stolen.

Loan Amounts, Interest Rates, & Payment Terms for Kansas Title Loans

Title loan companies in Kansas will generally let you borrow up to 60% of the value of your car or truck. So a vehicle valued at $20,000 would lead to a funding amount of up to $12,000. That amount is on the high end, and you can expect a loan amount anywhere from $2,000 to $8,000. Interest rates for a title loan are high in Kansas and some companies in Topeka and Overland Park charge upwards of 30% monthly. With the repayment terms, you can choose anywhere from 12 to 48 months, but remember, the quicker the loan is repaid, the faster you'll get out of debt. Payoff your loan in less than a year to avoid increasing interest charges.

Why Choose Car Title Loans 123 For A Car Title Loan In Kansas?

• We work with direct title loan lenders that specialize in bad credit loans. 
• Our lenders are transparent about their interest rates. Confirm there's no penalty for paying off your loan early.
• You can be pre-approved for a direct loan entirely online (sometimes, there is no need to visit a local office or go through a lengthy inspection process).
• Get approved for an instant online title loan with no job in less than 24 hours! Funding amounts for vehicle equity loans can approach 10k in Kansas.

Complete the Car Title Loans 123 online form or call us at 844-567-5011 to borrow $1,000 or more with a title loan in Kansas. We'll work with you to process your application quickly and get you the best terms for your loan!