Tired of situations where you cant gather enough cash to pay for emergency expenses? Well now, we’ve got you covered with an innovative loan option that gets you cash quickly. You can use your car as collateral and get a title loan in Illinois with Car Title Loans 123. We offer quick online approvals for loan amounts that can reach 10k+. No standard credit check is required and you can get approved within an hour.
We offer online title loans in Illinois and the best part is that you don’t need much to qualify. Unlike traditional unsecured loan offers that take weeks to get approval, you can get cash for your newer paid off vehicle as long as you’re the only owner and it’s owned free and clear. You will likely need to submit the following documents to our loan experts in order to get approved:
-Proof of income (recent stub or direct deposit form that shows you have money coming in each month)
-Proof of residence in Illinois (get an updated driver’s license at any DMV location in Chicago)
-A vehicle that shows you’re the owner and sole titleholder (The vehicle needs to be paid off with no extra loans or liens).
If you don’t have all the documentation ready, no need to worry about the approval timeline. You can upload your information later on and we will review it as soon as possible. We offer same day approvals and most applicants are eligible for a decision within 15 minutes of submitting their application online. Get a car title loan in Illinois with Car Title Loans 123 today!
The process is quite simple really – once you apply for a title loan online you will hear back from our underwriting department within 15 minutes because we work all day, every day to get you the money that you need. As soon as you are approved for a title loan in Illinois, the cash can be deposited into your account within 24 hours (faster for local clients in Chicago or Naperville). The majority of lenders will work with you to set the terms of repayment and title loan fees. There should be no additional finance charges which means that you can keep your vehicle while making the monthly payments
We understand how difficult it might be to access cash quickly in today’s economy so we’ve designed an easy process where applicants can apply online at their convenience by completing our short application form online. Besides the information you submit using our online form, you will need to meet with a lending agent or licensed third party notary to sign off on the documents and consent to a vehicle inspection.
In nearly every situation a local lender in Illinois will want to inspect the car and this process can be completed in less than 30 minutes at a place of your choosing or at a local title loan office in Chicago. While this inspection is almost always done in person there are sometimes exceptions made. In these cases, you can instead send in pictures of your vehicle or a full length video that shows the interior and exterior of the car.
Absolutely! In fact, a car title loan with bad credit is a preferred option for some individuals as you can borrow more cash with a secured loan in Illinois. At Car Title Loans 123 we offer competitive rates and flexible terms which means you don’t have to worry about long waits or red tape while borrowing money from us. Many of our applicants who take out title loans in Chicago with poor credit end up enjoying the benefits of working with our organization because we’re willing to work with them during tough times and that makes all the difference in the world.
If you’ve been turned down by other lenders before then give us a call today-our team is here to help you through this process and into the future so long as you are able to make your monthly payments. If you’re struggling to get approved for a personal loan then you may want to consider a title loan provider in Illinois. The vast majority of local lenders will pass on running traditional credit checks and most will only be concerned with multiple bankruptcies and similar types of defaults in Illinois.
It’s important to note that you can get a title loan Illinois with same day funding, no matter where you live or what your situation is. You don’t have to be living in Chicago, one of the largest cities in all of Illinois to get approved for a car title loan. In fact, our organization has helped clients from Naperville and other cities throughout IL get into a better position by borrowing money from us when they have been turned down by their conventional lender. This makes it quite simple to apply online because we can provide local service even if you don’t physically reside within the borders of the state of IL.
If you’ve been trying to get a personal loan but have been denied funding, then you should consider our financing offers and at least get a title loan estimate online. Our agents and customer service reps are ready to help you get approved and you can apply for a title loan in Illinois online or at a local office in Chicago!