Use Your Lien Free Car To Get A Title Loan In Toledo OH

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Title Loans In Toledo OH With Car Title Loans 123

Car Title Loans 123 offers same day title loans in Toledo, and you likely won't need a credit check! These secured loans are ideal for someone with bad credit who needs to borrow more than a few hundred dollars. When you take out a title loan, you allow a lender to use your lien free vehicle title as collateral for a loan. The equity from your car is the security for the money you borrow. Best of all, loan amounts in Toledo can approach $25,000 for low mileage vehicles!

Our online application process is easier than ever! Complete the Car Title Loans 123 online application, and then we'll connect you with a local direct lender in Toledo. We'll review your income and loan repayment ability instead of focusing on your credit score. It takes less than a day to underwrite a title loan application, and you should be able to qualify with a paid off car title and proof of income!

At Car Title Loans 123, we know using your vehicle as collateral for a loan is a big step, so we'll work to find the best lending option in Toledo, get you pre-approved, and get you on your way to a same-day cash loan. There's a good chance you can get a title loan with an APR of 40% or less, and most companies will let you pay off the title loan early with no pre-payment penalty!

Why Consider A Title Loan In Toledo

Other than Car Title Loans 123, where else can you turn for secured title loan amounts of up to $15,000? Most personal loan companies won't even consider your application if you're behind on your credit cards or other loans. However, a title loan is not dependent on your credit score or recent payment history. While a decent FICO score may be necessary for unsecured loans from a bank or local lender, a licensed title loan company uses your vehicle's equity as collateral, not your credit history.

Another benefit of title loans in Toledo, Ohio, is that you don't need to give up the vehicle as collateral. Instead, keep driving your car and hold onto the keys while the lender keeps your pink slip as security. This is not a title pawn, and there's no longer a need for a finance company that offers car title loans in OH to impound your vehicle and limit your ability to drive it! So, even though you sign over the car's pink slip to your lender, you can feel confident knowing the vehicle's title will be in your name again when the loan is fully repaid.

Refinance A Title Loan In Toledo

Car Title Loans 123 allows you to lower the interest rate or reduce the payment term for a title loan in Toledo. Most people in Ohio have title loans with rates over 75%, and that means you can reduce the APR or get a quicker payoff time by refinancing. Your new payoff terms should get you out of debt quicker, and some companies can help you if another title loan provider has already repossessed the vehicle.

Loan Amounts And Interest Rates For Auto Title Loans In Toledo

Borrow anywhere from $2,500 to $25,000 in Toledo, Ohio, and all you need is your car to use as collateral! Compare this secured loan amount to payday and personal loans that max at around $1,000, and you'll see why title loans are so prevalent in Toledo.

The interest rate for a title loan will be high, and there's no way to sugarcoat it. Expect an APR that starts at 35%, and some companies will quote you an interest rate of 100% or more.

Car Title Loans 123 will work with you to lower the rate on your existing loan! In addition, we offer title loan refinances where you can see a significant reduction in the overall amount owed and interest due at the back end of the loan. Contact us anytime to see how much we can save you with a refinance or buyout from a title loan company near you in Toledo!

Get Your Cash Today From A Toledo Title Loan Company

Are you looking to apply for an online title loan and get your money that same day? At Car Title Loans 123, we can connect you with a licensed lender in Toledo who can have the cash wired to your bank account, or you can pick up the funds that same day. Contact us at 844-567-5011 to see how much money you can get for your vehicle's collateral!

Other Locations In Ohio

*INTEREST OF 36 PERCENT PER YEAR PLUS THE CURRENT FEDERAL FUNDS RATE. TITLE LOANS HAVE ANNUAL PERCENTAGE RATES THAT START AT 3% A MONTH AND GO UP FROM THERE. APPROVAL IS BASED ON AND SUBJECT TO THE APPLICANT SATISFYING THE CREDIT REQUIREMENTS IN PLACE BY TITLE LENDERS. SOME LENDERS MAY REQUIRE APPROPRIATE COLLATERAL, SUCH AS THE VEHICLE’S PINK SLIP.

THE SPECIFIC LENDING AMOUNT, PAYOFF TERM, AND APR OF A TITLE LOAN THAT THE APPLICANT QUALIFIES FOR WILL VARY BASED ON EACH UNIQUE SITUATION. ANY PERSONAL LOAN SHOULD BE INTENDED FOR FINANCIAL EMERGENCIES OR TO MEET REAL-TIME PERSONAL OR BUSINESS NEEDS. THE MINIMUM AMOUNT OFFERED WITH A TITLE LOAN ONLINE IS CURRENTLY $2,501. ALL APPLICANTS WILL NEED TO SHOW AN ABILITY TO MAKE ON-TIME MONTHLY PAYMENTS AND ULTIMATELY PAY BACK THE LOAN. BORROWERS ARE URGED TO MAKE EXTRA OR EARLY PAYMENTS AS A WAY TO PAY OFF A TITLE LOAN EARLY AND AVOID EXTRA INTEREST RATE CHARGES. SEE CHART BELOW SHOWING EXAMPLE RATES AND PAYMENT TERMS.

Annual Percentage Rate	Finance Amount	Amount Financed	Min Payment Monthly	Payment Total	Months
34.89%	$1012.80	$2511.00	$143.95	$3474.80	22 minimum
34.37%	$2043.05	$2520.00	$102.02	$4436.88	42 maximum